Welcome to B&F Experts

B & F EXPERTS

Financial Institutions, Mortgage, Finance, Business & Real Estate

J. F. "CHIP" MORROW

Principal

Toll Free (866) 365-7212 ~ Fax (866) 869-4062

Nationwide Coverage from

San Antonio, Texas

EXPERTISE - Financial Institution, Business & Real Estate
Financial Institutions Mortgage Companies Mortgage Lending Sub Prime Lending Mortgage Warehouse Lenders Liability Construction Lending Commercial Lending RESPA, FCRA, FDCA	Business Lending Business Litigation Asset-based Lending Equipment Lending Consumer Lending Secondary Market Loan participations Policies & procedures	Damages Operations Check Processing Fraud Fiduciary duties Deposit Accounts D/O conduct & duties Acct. Rec. Lending Letters of credit Others

QUALIFICATIONS

40+ years management experience in all areas of financial institutions & finance.
40+ years loan experience in all types of lending including bank and mortgage.
24+ years President, C.E.O. and/or Director.
7+ years as a mortgage company director & 26+ years mortgage lending.
15+ years of leadership in state and national financial trade associations.
17+ years of expert witness experience/court qualified in 47 states

EXPERT WITNESS INFORMATION

425+ nationwide cases (44 states) working ~50% defendants and ~50%
plaintiffs.
~40% of my cases for financial institutions, ~40% against a financial institution
and ~20% not involving a financial institution.
Court qualified expert witness involving financial institutions, business, mortgage
lending, corporate governance, operations, damages as well as others.
Prepared court presentations, court testimonies, depositions, reports, findings,
declarations, and affidavits for Federal, bankruptcy and state courts.
~80 depositions taken and ~35 Federal, bankruptcy and state court appearances.
Clients have included FDIC, FannieMae, HSBC, Washington Mutual, AMEX, Bank of America, State of CA, Viacom, Bank One, PacifiCare, Foothill Capital, Wells Fargo, Chicago Title, corporations, businesses, individuals, among others.