Call Toll Free: 210-651-3749

Financial Institutions, Mortgage, Finance, Business & Real Estate Expert Witness

Over 19 years of expert witness experience including testimony before government committees/agencies, Federal, Bankruptcy, IRS and State courts.

Nationwide Coverage from San Antonio, Texas.

Finance, Business and Real Estate Expert Witness

Expertise – Financial Institution, Business & Real Estate

  • Financial Institutions
  • Mortgage Companies
  • Residential Mortgage Lending
  • Commercial Mortgage Lending
  • Sub Prime Lending
  • Mortgage Warehouse
  • Lenders Liability
  • Construction Lending
  • Commercial Lending
  • Business Lending
  • Asset-based Lending
  • Equipment Lending
  • Secondary Market
  • Consumer Lending
  • Loan participations
  • Policies & procedures
  • Damages
  • Operations
  • Check Processing
  • Fraud
  • Fiduciary duties
  • D/O conduct & duties
  • Acct. Rec. Lending
  • Letters of credit
  • Others


  • 40+ years management experience in all areas of financial institutions & finance.
  • 40+ years loan experience in all types of lending including bank and mortgage.
  • 24+ years President, C.E.O. and/or Director.
  • 7+ years as a mortgage company director & 26+ years mortgage lending.
  • 15+ years of leadership in state and national financial trade associations.
  • 19+ years of expert witness experience/court qualified in 47 states


Expert Witness Information


  • 500+ nationwide cases (44 states) working 50% defendants and 50% plaintiffs.
  • Approximately 40% of my cases for financial institutions, 40% against a financial institution and 20% not involving a financial institution.
  • Court qualified expert witness involving financial institutions, business, mortgage lending, corporate governance, operations, damages as well as others.
  • Prepared court presentations, court testimonies, depositions, reports, findings, declarations, and affidavits for Federal, bankruptcy and state courts.
  • 100+ depositions taken and 40+ Federal, bankruptcy and state court appearances.
  • Clients have included FDIC, FannieMae, FreddieMac, FHA, Bank of America, State of CA, Viacom, Bank One, PacifiCare, Foothill Capital, Wells Fargo, Chicago Title, corporations, businesses, individuals, among others.


Contact Us

Spoken words from Mr. Morrow:

General Overview

Mortgage / Real Estate

Financial Institutions / Banking

Lender Liability



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Contact Information

J. F. "CHIP" MORROW, Principal

Phone Number: 210-651-3749
Fax: 210-651-4072
Nationwide Coverage from San Antonio, Texas